102 E SAINT LUCIA LOOP,Apollo Beach,Hillsborough,FL, 33572, Residential, 3, 2, 49774c0a47019bccf11c64a387aeb6b5, TB8551267,102 or SAINT LUCIA

$385,000

Overview

  • Updated On:
  • October 17, 2026
  • 3 Bedrooms
  • 2 Bathrooms
  • 1,860 ft2

Description

SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don’t actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home’s expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts.
Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here’s where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida’s Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you’ve been looking for a newer Florida home but aren’t ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.

Address: 102 E SAINT LUCIA LOOP
State/County:
Zip: 33572
Country: United States

Property Id: 101202899
Price: $385,000
Property Size: 1,860 ft2
Property Lot Size: 0 ft2
Rooms: 12
Bedrooms: 3
Bathrooms: 2
Architectural Style: Contemporary
Association Amenities: Clubhouse, Fence Restrictions, Gated, Laundry, Optional Additional Fees, Park, Playground, Pool, Recreation Facilities, Shuffleboard Court, Wheelchair Access
Association Fee: 242
Association Fee Frequency: Monthly
Association Fee Includes: Common Area Taxes, Community Pool, Escrow Reserves Fund, Manager, Pool Maintenance, Private Road, Recreational Facilities
Bathrooms Full: 2
Bathrooms Total Decimal: 2
Building Area Total: 2940
Carport Spaces: 2
Common Walls: Corner Unit
Community Features: Canal Front, Community Boat Ramp, Fishing, Private Boat Ramp, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Gated Community - No Guard, Golf Carts OK, Park, Pool, Wheelchair Access
Construction Materials: Vinyl Siding
Contract Status Change Date: 2026-10-15
Cooling: Central Air
Covered Spaces: 2
Cumulative Days On Market: 2
Days On Market: 2
Direction Faces: North
Directions: From US 41 in Apollo Beach, take Elsberry Road to the WEST gate. Once inside the community, take an immediate left onto Port Royal Lane. At the stop sign bear left. The home will be at the corner of East Saint Lucia Loop and Port Royal Lane.
Flooring: Luxury Vinyl
FoundationDetails: Crawlspace
Furnished: Unfurnished
Heating: Central
IDXParticipationYN: 1
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside
LeaseConsideredYN: 1
Levels: One
ListAOR: Suncoast Tampa
ListAgentAOR: Suncoast Tampa
ListAgentEmail: judithmartin@kw.com
ListAgentFullName: Judith Martin
ListAgentKey: d390b10f0b9898a489950b9c10259b74
ListAgentMlsId: 261552675
ListAgentPreferredPhone: 407-718-3178
ListOfficeKey: aa1de5c24aed5eecd29e84a29148c7fe
ListOfficeMlsId: 776004
ListOfficeName: KELLER WILLIAMS SOUTH SHORE
ListOfficePhone: 813-641-8300
ListingContractDate: 2026-10-15
ListingId: TB8551267
ListingKeyNumeric: 812098644
ListingTerms: Cash, Other
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Corner Lot, In County
LotSizeArea: 7690
LotSizeSquareFeet: 7690
LotSizeUnits: Square Feet
MLSAreaMajor: 33572 - Apollo Beach / Ruskin
MlsStatus: Active
ModificationTimestamp: 2026-10-17T18:05:06.940Z
OnMarketDate: 2026-10-15
OriginalEntryTimestamp: 2026-10-15T13:27:59.317Z
OriginalListPrice: 385000
OriginatingSystemKey: stellar
OriginatingSystemName: Stellar MLS
OtherStructures: Storage, Workshop
Ownership: Co-op
ParcelNumber: U22311960600000000172.0
ParkingFeatures: Golf Cart Parking, Guest, Off Street, Oversized
PatioAndPorchFeatures: Covered, Screened, Side Porch
PetsAllowed: Breed Restrictions, Number Limit, Size Limit
PhotosChangeTimestamp: 2026-10-15T13:32:55.415Z
PhotosCount: 49
PostalCodePlus4: 2225
PropertyCondition: Completed
RoadFrontageType: Private Road
RoadSurfaceType: Asphalt
Roof: Shingle
STELLAR_AdditionalLeaseRestrictions: Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
STELLAR_AdditionalRooms: Den/Library/Office, Inside Utility
STELLAR_AdditionalWaterInformation: The community has been developed around a series of canals that lead into Tampa Bay and the Gulf.
STELLAR_AlternateKeyFolioNum: 0515610172
STELLAR_AmenitiesAdditionalFees: Storage for boats, boat trailers and RV's is available on-site for the annual fee of $120 to $250.
STELLAR_ApprovalProcess: Purchasers and tenants must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
STELLAR_AssociationApprovalRequiredYN: 1
STELLAR_AssociationEmail: caribbeanislesoffice@gmail.com
STELLAR_AssociationFeeRequirement: Required
STELLAR_AssociationURL: 405 Elsberry Road, Apollo Beach, Florida
STELLAR_CalculatedListPriceByCalculatedSqFt: 206.99
STELLAR_CensusBlock: 1
STELLAR_CensusTract: 014106
STELLAR_CreateAutomaticVirtualTourYN: 1
STELLAR_CurrentPrice: 385000
STELLAR_DPRURL: https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8551267?w=Agent&skip_sso=true
STELLAR_DPRURL2: https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8551267?w=Customer
STELLAR_DPRYN: 1
STELLAR_FloodZoneCode: AE
STELLAR_FloodZoneDate: 2021-10-07
STELLAR_FloodZonePanel: 12057C0494J
STELLAR_HomesteadYN: 1
STELLAR_LeaseRestrictionsYN: 1
STELLAR_ListOfficeContactPreferred: murraycoleman@kw.com
STELLAR_ListOfficeHeadOfficeKeyNumeric: 203884503
STELLAR_ListSource: MATRIX
STELLAR_ListSourceOriginal: MATRIX
STELLAR_Management: Full Time
STELLAR_MaxPetWeight: 45
STELLAR_MinimumLease: 1 Month
STELLAR_MlsMajorChangeType: New Listing
STELLAR_MonthlyHOAAmount: 242
STELLAR_NumTimesperYear: 6
STELLAR_NumberOfPets: 2
STELLAR_OfficeIDXOfficeParticipationYN: 1
STELLAR_OfficeSyndicateTo: Apartments.com, International MLS, Realtor.com, Zillow Rental, SkySlope Offers, Crexi
STELLAR_OpenHouseCount: 1
STELLAR_PetRestrictions: Pets are allowed with restrictions, but must be registered with the office, and on-leash when outdoors. Verify current restrictions with the management company.
STELLAR_PetSize: Small (16-35 Lbs.)
SecurityFeatures: Gated Community
Sewer: Public Sewer
SourceSystemKey: 812098644
SpecialListingConditions: None
StateOrProvince: FL
StatusChangeTimestamp: 2026-10-15T13:27:59.317Z
StoriesTotal: 1
StreetDirPrefix: E
StreetName: SAINT LUCIA
StreetNumber: 102
StreetNumberNumeric: 102
StreetSuffix: LOOP
TaxAnnualAmount: 3030.08
TaxBlock: 00000
TaxBookNumber: 22-22
TaxLegalDescription: CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 172
TaxLot: 001720
TaxYear: 2025
Utilities: Cable Available, Fiber Optics, Public, Street Lights, Underground Utilities
WaterSource: Public
WaterfrontFeatures: Canal Front, Waterfront
WindowFeatures: Blinds, Window Treatments
YearBuilt: 2021
Zoning: PD

Other Features
Ceiling Fan(s)
Crown Molding
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Has Carport
Has Cooling System
Has Heating System
High Ceilings
Home Owners Association
Microwave
Primary Bedroom Main Floor
Private Entrance
Private Mailbox
Rain Gutters
Range
Refrigerator
Senior Community
Solid Surface Counters
Split Bedroom
Storage
Walk-In Closet(s)
Washer
Window Treatments

Transport
Supermarkets
Schools
Restaurants
Pharmacies
Hospitals

$1,973.97
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,492.72

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